4 Point Inspections in Cape Coral, FL

Who We Are

Detailed Evaluations for Older Homes and Insurance Requirements

Homes that are 20 years or older often require a 4 Point Inspection before an insurance company will issue or renew a policy. Cobalt Inspection Services  provides professional 4 Point Inspections in Cape Coral, Fort Myers, Punta Gorda, and nearby Florida areas, ensuring that older homes meet the safety and coverage requirements set by insurers.

Certified Master Inspector Justin Radtke brings years of construction and inspection experience to every evaluation, delivering accurate reports that help homeowners stay compliant and protected.

 

A technician inspects an outdoor HVAC unit for maintenance.
What We Do

Comprehensive 4 Point Inspection Services

A 4 Point Inspection focuses on the four main systems that impact a home’s insurability and safety. This limited, visual assessment identifies the condition, age, and functionality of critical components to help insurers evaluate risk.

Each inspection includes a detailed review of:

Cobalt Inspection Services prepares each inspection report according to insurance carrier standards, complete with photos, system notes, and any recommendations needed for underwriting approval.

Why It Matters

Why 4 Point Inspections Are Required

Insurance companies use 4 Point Inspections to assess the risk associated with older homes. By verifying that essential systems are in safe, working order, homeowners can secure or maintain coverage without delays.

Benefits of a professional inspection include:

Fulfilling insurer requirements for homes over 20 years old

Detecting potential safety or maintenance issues early

Preventing costly claim denials due to incomplete documentation

Simplifying the home insurance renewal or approval process

A construction worker in a hard hat inspects a floor vent indoors, ensuring quality and safety standards.
Close-up of hands holding a home inspection checklist clipboard for buyers.
If your property is approaching the 20-year mark or has been flagged by your insurer, scheduling a 4 Point Inspection ensures you stay ahead of potential compliance issues.
Certifications and Licenses

Certified and Experienced Home Inspector

With over two decades of experience in construction and nearly 10 years in home inspections, Justin Radtke understands what insurers look for in a 4 Point report. His inspections are efficient, detailed, and compliant with Florida insurance industry standards.

Each report is delivered within 24 hours and formatted to meet insurance submission guidelines for fast processing.
We Are

Serving Cape Coral and Surrounding Areas

Cobalt Inspection Services provides accurate and compliant 4 Point Inspections across:
Cape Coral, Fort Myers, Fort Myers Beach, Punta Gorda, Bonita Springs, Sanibel Island, North Port, and Miromar Lakes.

Get Started Today

Schedule Your 4 Point Inspection Today

Ensure your older home meets insurance requirements with a professional 4 Point Inspection from Cobalt Inspection Services  Gain peace of mind knowing your major systems are safe, functional, and properly documented.

[Call (239) 205-0088] or [Contact Us] to schedule your 4 Point Inspection in Cape Coral, FL, or nearby communities.

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